Policies from Travelers Car Insurance include coverage for injuries due to car accidents, damage to vehicles due to collision and other road mishaps, medical coverage and coverage for damage cause by theft or fire. There are a few common kinds of insurance coverage that Travelers customers choose.
Damage to Vehicles
Travelers insurance covers collisions between two vehicles that cause considerable damage to the insured car. The amount paid out for damages is equal to the total cash value of the car involved after the deductible. Travelers comprehensive coverage policies include damage from theft, vandalism and fire.
Most auto accidents involve damage to other vehicles. Liability coverage ensures that customers are protected if they damage another person’s property. Liability coverage will also pay for medical bills incurred when someone is injured in an accident. However, liability policies do not cover injuries or damage to personal property when the insured party is at fault. The coverage includes claims for lost wages, medical expenses and damage to property such as walls, fences and other tangible objects. Many states require drivers to maintain a certain amount of liability insurance in order to legally operate a vehicle. With this, popular liability policies from Travelers can help people stay safe and comply with local laws in their area.
Medical Insurance Coverage
A lot of car accidents result in considerable bodily harm that requires hospitalization. Travelers auto insurance covers all of the expenses involved in hospitalization and medical treatments. These policies cover the insured party and all of the other passengers who are involved in an accident. Travelers medical coverage will pay for expenses regardless of who caused the accident.
Coverage for Uninsured and Underinsured Motorists
Accidents that involve uninsured motorists can be painful for both the body and the pocketbook. People who purchase auto insurance that includes coverage for uninsured and underinsured drivers have no need to fret. Medical expenses incurred due to an accident will still be covered by the policy. This includes medical coverage for injuries inflicted on passengers involved in the accident. These policies also cover instances when the driver who is legally liable for the damage has inadequate insurance coverage.
Personal Injury Protection with Salary Compensation
Insured parties can take solace knowing that many insurance policies also include coverage for lost wages and other compensation while a person is recovering from injuries. Personal injury protection policies also include funeral coverage costs. PIP claims are granted regardless of legal liability.
Other Beneficial Insurance Add-ons
Travelers Insurance has a host of other complementary services that can be added to their basic coverage. These add-ons include towing service, rental expense insurance and coverage for leased vehicles. These additional services cost extra, but they can provide needed relief in the future. It is also important to note that some policies at Travelers Insurance already include add-on services.
Processing Insurance Claims
There are several ways for clients to claim insurance coverage. Visiting the offices in person allows for fast processing that is necessary for many accident claims. Online processing is also possible with Travelers Car Insurance. Processing can be done on the company’s official website. Injured parties can also call to get assistance from highly trained claims professionals. Interested parties can check the company’s official website for more information including comprehensive details about specific Travelers auto insurance plans.